In most countries cryptocurrency is treated as property. Selling, swapping, or spending it for more than you paid creates a taxable capital gain. This estimator focuses on the capital-gains side of a single disposal.

Which countries does the estimator support?

The United States, United Kingdom, Germany, Australia, Canada, and Portugal. Each applies a different regime, from Germany tax-free after one year to Portugal flat 28%. Switch countries to compare the same gain.

Is this accurate for my full tax return?

No. This estimates a single sale with simplified 2026 rules. For an accurate report across your entire portfolio including every trade and staking reward, use a dedicated service like CoinLedger.

Finance

S complexity

Crypto Tax Estimator.

Estimate the capital-gains tax on a crypto sale for the US, UK, Germany, Australia, Canada, and Portugal. Enter your proceeds, cost basis, and holding period to see the rate, any tax-free allowance, and your estimated bill instantly. No login, no upload, runs in your browser.

Free Runs in your browser Data: None (client-side rules)

Runs entirely in your browser. Nothing is uploaded or stored.

Your sale

Country

Sale proceeds ($)

Cost basis ($)

Holding period (months)

Annual income ($)

Used to estimate your income-tax bracket.

Estimated tax owed

🇺🇸 United States

$1,050

15% long-term (0/15/20% by income bracket) on a $7,000 gain.

Capital gain

$7,000

Effective rate

15.0%

🇺🇸 United States

Long-term rate is 0/15/20% depending on income. NIIT adds ~3.8% for high earners.

This is a single-sale estimate.

For a real tax report across every trade, transfer, and staking reward, CoinLedger imports your full history and generates the actual forms in minutes.

Understanding your results.

The estimate is built from three inputs and your country's rules:

Capital gain = sale proceeds minus cost basis (what you paid originally).
Holding period determines whether short-term or long-term rates apply.
Allowances and discounts (like the UK's tax-free allowance or Australia's 50% CGT discount) are applied before the rate.

Switching countries on the same gain shows how dramatically the bill changes. The same $7,000 gain can be tax-free in Germany, lightly taxed in the US, or cost over $1,600 in Portugal.

How to use this tool.

Select your country to load the correct tax rules.
Enter your sale proceeds (what you received) and cost basis (what you originally paid).
Enter how many months you held the asset before selling.
Add your annual income so the estimator can place you in the right bracket.
Read your estimated tax owed and effective rate, updated live.

CoinLedger

Tax software

This estimator covers a single sale. CoinLedger imports every trade, transfer, and staking reward from your exchanges and wallets, then generates the actual tax forms you file. Free to start.

Generate your full tax report

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Privacy & safety.

No data leaves your browser. Your sale proceeds and income are never sent to a server.

Rates reflect 2026 capital-gains rules and are simplified for estimation. Tax law changes frequently and varies by individual circumstances. This is not tax advice; consult a qualified professional before filing.

Frequently asked questions.

How is crypto taxed?

In most countries, cryptocurrency is treated as property or a capital asset. When you sell, swap, or spend crypto for more than you paid, you realize a capital gain that is taxable. Earning crypto through mining, staking, or a salary is usually taxed as income at receipt. This estimator focuses on the capital-gains side of a single disposal.

What is the difference between short-term and long-term crypto gains?

Short-term usually means you held the asset under 12 months and are taxed at your ordinary income rate (which is higher). Long-term means you held over 12 months and usually pay a lower preferential rate. The exact threshold and discount vary by country: the US, Germany, and Australia reward long holding; the UK and Canada apply the same rate regardless of duration; Germany makes gains over one year entirely tax-free.

Which countries does this estimator support?

The United States, United Kingdom, Germany, Australia, Canada, and Portugal. Each uses a different regime: the US tiers long-term by income, the UK has a £3,000 tax-free allowance, Germany exempts gains held over a year, Australia gives a 50% CGT discount after 12 months, Canada includes 50% of the gain as income, and Portugal applies a flat 28% rate. Switch countries to see how the same gain is taxed differently.

Why is my annual income relevant?

In countries that tax short-term gains at your marginal income rate (like the US and Australia), higher income pushes you into a higher tax bracket, which raises the rate on your gains. Long-term rates in the US also tier by income (0%, 15%, or 20%). The estimator uses your income to approximate the right bracket.

Is this estimate accurate for my full tax return?

No. This tool estimates the tax on a single sale using simplified 2026 rules. It does not account for every transaction, tax-loss harvesting, staking income, airdrops, or wash-sale rules. For an accurate report across your entire portfolio, use a dedicated crypto tax service like CoinLedger, which imports your full exchange and wallet history and generates the actual forms.

Do I owe tax if I did not cash out to my bank?

Often yes. Trading one crypto for another (for example BTC for ETH) is a taxable disposal in most jurisdictions, even though no fiat left your account. Only transferring between your own wallets is typically not taxable. This is a common and expensive surprise, which is why a transaction-level report matters.

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