Staking Rewards Calculator.

Calculate how much you earn staking crypto. Enter your stake, APY, and term to see the compounded total, yearly and monthly income, and a growth chart. Includes typical-APY presets for Ethereum, Solana, Cardano, Polkadot, and Cosmos so beginners do not have to guess the rate.

Free Runs in your browser Data: None (client-side compound math)

Runs entirely in your browser. Nothing is uploaded or stored.

Your stake

Amount to stake ($)

APY preset (typical rates)

APY (%)

Term (years)

Compounding

Total after 3 years

+21.5% return

$6,073

You earn $1,073 in staking rewards on a $5,000 stake.

Portfolio growth

Yearly yield

$325

Monthly yield

$27

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Understanding your results.

The calculator uses the standard compound-interest formula with your chosen compounding frequency:

Final = Principal × (1 + APY/n)^(n × years)

Total after term is your stake plus all compounded rewards.
Yearly and monthly yield show the income in dollar terms at the current APY.
The chart plots your portfolio value month by month so you can see compounding accelerate.

The preset APYs are typical 2026 rates for popular proof-of-stake networks. Real rates fluctuate with network participation and are not guaranteed.

How to use this tool.

Enter the dollar amount you plan to stake.
Click a preset for a typical APY, or type your own.
Set the term in years and the compounding frequency.
Read your projected total value and yearly income.

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Exchange

Flexible and locked staking on dozens of proof-of-stake tokens, with rewards paid directly to your spot balance.

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Exchange

One of the widest staking selections with both locked and flexible products across major networks.

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Privacy & safety.

No data leaves your browser. Your stake amount is never sent anywhere.

Estimates assume a constant token price and APY, neither of which holds in reality. Treat the numbers as a projection, not a guarantee. Staking involves lock-up and slashing risk.

Frequently asked questions.

How are staking rewards calculated?

Staking rewards use compound interest. The formula is A = P(1 + r/n)^(nt), where P is your stake, r is the annual percentage yield (APY) as a decimal, n is how many times per year the rewards compound, and t is the number of years. This calculator lets you set the compounding frequency (daily, monthly, or yearly) to match how your validator or exchange pays out.

What is the difference between APR and APY for staking?

APR (annual percentage rate) is the simple yearly rate without compounding. APY (annual percentage yield) already includes the effect of compounding your rewards back into the stake. For the same headline rate, APY is always higher than APR because reinvested rewards earn their own rewards. This tool uses APY; if your provider quotes APR, enter it and choose yearly compounding for a conservative estimate.

What is a realistic staking APY?

It varies by network and how many validators are active. As of 2026, typical ranges are roughly: Ethereum 3-4%, Solana 6-8%, Cardano 4-5%, Polkadot 10-12%, and Cosmos 7-9%. Networks with fewer stakers tend to offer higher APY to attract them, but higher APY can also mean more risk. The preset buttons in the tool load representative rates so you do not have to guess.

Does the calculator account for token price changes?

No. The calculation assumes the token price stays constant in dollar terms, which it will not. If the token falls, your dollar value falls even though you earned more tokens. If it rises, your gains amplify. Staking rewards are paid in the token, so your real return is the staking yield plus or minus the price change of the token itself.

What are the risks of staking crypto?

Three main risks: slashing (your validator misbehaves and a portion of your stake is destroyed), lock-up or unbonding periods (your funds are inaccessible for days to weeks when you unstake), and token price volatility. Exchange staking removes the slashing risk for you but introduces counterparty risk if the exchange fails. Always stake only what you can afford to lock up.

Is staking income taxable?

In most countries yes. Staking rewards are typically taxed as income at their fair market value when you receive them, and then again as a capital gain when you eventually sell the rewarded tokens. Check the rules for your country using our <a href="/tools/tax-estimator/" class="text-brand-teal hover:underline">Tax Estimator</a> for the capital-gains side.

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