Choose an exchange, verify your identity, fund it, then buy.
Start with a small amount and secure the account before increasing your position.
Before You Start
You'll need a government-issued photo ID, a working email address, a phone number for two-factor authentication, a bank account or debit card for funding, and about 10 minutes. Most exchanges require you to be at least 18 and a resident of the country where the exchange operates.
Choose an Exchange
An exchange is where you buy, sell, and hold Bitcoin. Each charges different fees and offers a different experience. Here are three solid options for beginners:
| Exchange | Fee | Best For |
|---|---|---|
| Coinbase | 1.49% | Easiest to use, US regulated |
| Kraken | 0.26% | Lowest fees, advanced features |
| Cash App | 2.0% | Mobile-first, instant buys |
Create Your Account
Download the app or visit the website. Enter your email and create a password. Some exchanges let you sign up with just a phone number. Click the confirmation email link to verify your account.
Verify Your Identity
Every regulated exchange requires identity verification (KYC). You upload a photo of your ID and sometimes a selfie. This usually takes 5 to 10 minutes. Some exchanges verify instantly; others take 1 to 3 business days.
Fund Your Account
Link your bank account or debit card. Bank transfers (ACH) are slower but cheaper. Debit cards are instant but may cost an extra 2 to 3% in fees. Wire transfers work for larger amounts with flat fees around $10 to $25.
Buy Bitcoin
Search for Bitcoin (BTC) in the app. Enter the dollar amount you want to buy; you don't need a whole coin. Review the fee, confirm, and the Bitcoin appears in your account within seconds.
After You Buy
Enable two-factor authentication immediately (use an authenticator app, not SMS). Use a unique, strong password. For larger amounts, move your Bitcoin to a hardware wallet like Ledger or Trezor. Never share your passwords or seed phrases, and avoid panic-selling during dips.
Progress Tracker
Track your journey step by step. Click each one as you complete it.
Which one for you?
Answer a couple of quick questions for a recommendation.
- Simplest interface for beginners
- US regulated
- 240+ coins to choose from
- Lowest fees at 0.26%
- Advanced trading features
- Strong security track record
- Buy Bitcoin in seconds on mobile
- Already have it if you use Cash App
- No separate account needed
Cost Calculator
Enter an amount to see fees and BTC received across providers.
Frequently Asked Questions
Pick an exchange, verify, buy.
The hardest part is choosing an exchange. After that, it is 5 simple steps.